Specific Duties and Responsibilities

Maintain in good standing all Loan Officer Licenses in the State(s) for which the Loan Officer is authorized to conduct business through the NMLS.

Be available to pre-qualify Century prospects via phone, e-mail, or in person as required by the prospect within 24 hours of notification.

Attend grand openings, phase releases and other Century events as required by the Century division management.

To originate loan applications within 24 to 48 hours after a Century home sale.

Submit loan applications with required documentation to underwriting within 10 calendar days from application.

Prepare and send electronically an accurate Loan Estimate (LE) and subsequent LE for changed circumstances as required per Inspire Home Loans policy.

Return all phone calls received, including from applicants, approved borrowers, Inspire Home Loans staff, Century Communities staff, escrow or title representatives, etc.

for calls received prior to 3:
00pm by the end of the day, and all calls received after 3:00pm by 10:00am the next day.

Attend weekly sales and status meetings as required by Century division management.

Perform any and all other duties at the direction of their manager.


  • In conformity with Inspire Home Loans policies and procedures and applicable law, the Loan Officer will collect and must analyze each applicants financial information and assess each applicants financial circumstances to determine whether the applicant and the property qualify for a particular loan and assist in identifying a mortgage loan that is appropriate for their individual circumstances. They must be able to determine that the applicant has a reasonable ability to repay and that the mortgage loan is designed to help a borrower achieve their financial goals, including home ownership.
  • College Degree preferred
  • Three to Five Years as a licensed MLO preferably with builders.
  • The Loan Officer must be able to advise the potential borrower about the risks and benefits of the loan alternatives, including the options and variables involved.
  • The Loan Officer must demonstrate the highest level of professionalism and customer service.
  • The number of loans closed per community (capture rate) is a significant measurement of the success of the Loan Officer with a minimum goal of 80% per community after an initial 6 month period.
  • The Loan Officer should be proficient in Microsoft Applications, loan origination systems, and automated underwriting systems.
  • Salary with a commission against salary with bonus tied to capture rate, customer service, and loan quality.

  • Preferred:
    Bilingual in Spanish


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